Financial advice that
grows with your life.

Independent, expert guidance for professionals and business owners, from advisors who've been doing this since before you started your career.

We speak your language,
whatever stage you're at.

The ARIB Difference

30+

Years of Combined Experience

Craig has been advising clients since 1993. Not just advisors, but your long-term financial partners who've seen every market cycle.

31+

Accredited Providers

Truly independent. We compare across South Africa's top insurers and investment houses to find what's actually right for your life, not what earns us the best commission.

Boutique by Design

Small by choice, not by limitation. You'll always deal with Craig or Emile directly: never a call centre, never a junior analyst, never a stranger with your file.

Comprehensive financial services
under one roof

Six areas of expertise, one set of advisors who know your full picture.

Short-Term Insurance

Vehicle, household, and commercial cover, right-sized for your actual needs and assets.

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Life & Disability Cover

Protecting your income and your family's future if the unexpected happens.

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Investments & Retirement

Tax-efficient investment structures and retirement planning for every life stage.

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Medical Aid & Gap Cover

Independent advice across all major medical schemes. We find the right fit, not the easiest sale.

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Employee Benefits

Group life, disability, and pension funds that help you attract and retain top talent.

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Financial Planning

Estate planning, professional indemnity, and holistic financial planning for complex needs.

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"Life changes and your financial
plan should change with it."

Select a life event to see what financial steps are typically needed.

Meet Craig and Emile

Two advisors. Two cities. One standard of care.

Craig Adams, CFP, Managing Director

Craig Adams

Managing Director · CFP®

Advising since 1993

Craig founded Adams Risk and Investment Brokers in 2013 after more than two decades advising clients across South Africa. His philosophy is simple: great financial advice is personal, honest, and built for the long term.

Emile Venter, Financial Advisor

Emile Venter

Financial Advisor

With ARIB since 2019

Emile joined ARIB in 2019 to extend the firm's presence in the Western Cape. Focused on helping professionals and business owners in Cape Town and surrounding areas build financial plans that actually fit their lives.

Trusted by South African professionals

Craig has been my financial advisor for over a decade. He's not just managing my money: he's been there for every major life decision I've made.
DS
Dr D. S. General Practitioner, Johannesburg
As a business owner, I needed someone who understood both my personal and business finances. Emile put together a plan that works on both levels.
MK
M. K. Business Owner, Cape Town
I was overwhelmed trying to figure out medical aid and income protection on my first proper salary. Craig made it simple and honest.
RP
R. P. Civil Engineer, Johannesburg

Sourcing the best from South Africa's top providers

Ready to get your financial life in order?

No pressure. No jargon. Just a conversation about where you are and where you want to be.

Book a No-Obligation Consultation

Chat with us

CA
Craig Adams Johannesburg
EV
Emile Venter Cape Town